Virtual card: what you need it for, specifics of use, advantages

Free virtual debit card is currently becoming more and more popular. In fact, it is actually exactly the same as a regular card, only without a physical form. In terms of functionality, they are similar - you can make payments for goods and services, receive and transfer money from partners or other clients. Below we will tell you why virtual bank cards are needed and answer your questions in advance.

What is a virtual card and how to use it?

A virtual Mastercard is usually a debit card that consists exclusively of data. It exists only in digital form. This means that only the following elements make up the free online card: the owner's name, number, expiration date, security code. The free virtual card is replenished online in euros, and then you can easily make purchases on the Internet and carry out other financial transactions. With its help you can pay for goods contactlessly.

Virtual card registration is an online process available to users, which will take very little time. The first step is to go to our company's website using a tab in your browser. This can be done both on a laptop and on a smartphone. The second step is to enter personal information, contact details. After that you will need to decide and select the type of suitable card. The third step is to submit an application and wait for confirmation from the WestStein manager. You will be able to register a virtual debit card in a minimum of actions, while receiving maximum opportunities. Our specialists will notify you of the result by message.

Instant virtual debit card for free: advantages

If you just want to pay online, for example, when making purchases on the Internet, this card option may be ideal for this. Thanks to its properties, the WestStein virtual card has many advantages:

• high level of security – it is impossible to steal it, like a physical card, personal data is protected;
• modern encryption methods;
• it is impossible to spend more than you actually have, and the risk of getting into debt is practically zero;
• no limits - you can only spend what was deposited;
• reliability and ease of use anywhere in the world;
• versatility – thanks to the successful operation of international payment systems, you have the opportunity to buy and pay for online shopping without restrictions;
• fast, easy and convenient - unlike credit cards, no separate credit check is carried out, it also does not need to be sent by mail;
• convenience of transaction control.

We would like to draw your attention to the fact that you will need to change this card after 6 months. Its validity period is shorter than that of a regular familiar card. But do not be upset, since we can offer you options with a longer service life. It has its own details and is used as a standard one.

When used for online purchases, the client is offered the same benefits as a traditional one, without the need to use a physical card. The payment is authorized using the number, expiration date and check digit. All transactions are saved in the history, so you can view your expenses even after the time has passed.

Things to consider

Unfortunately, virtual cards have not only advantages, but also some disadvantages, which are especially worth noting when it comes to travel. This is certainly one of the reasons why they are not so widespread. Simply put, an online card cannot be used everywhere that a physical card is required. It is also impossible to withdraw cash, but in the modern world, there are many stores and other retail outlets around the world where you can pay contactlessly.

Although there is no physical risk of loss or theft, cybercriminals or dubious online stores can still abuse cards if they have the data. Airlines, hotels and car rental companies usually only accept real credit cards, so traveling with a virtual one is not entirely convenient.

If you have any questions about how to apply for a virtual Mastercard, feel free to contact our managers and we will provide expert advice. To find a suitable option that meets your wishes and requirements, check out the information on our website. There you can choose important functions for you according to your wishes and quickly find the right card according to your preferences. We offer our customers the best service, transparent conditions, reliability and full control of their operations when needed.