Arrow left
Back to blog

What is the Mastercard 3D Secure system and how does it work

Every day, users face new challenges and threats in the field of Internet banking, which requires constant improvement of security systems. In this context, mastercard 3d secure stands as an advanced technology designed to strengthen the security of online transactions by adding an additional layer of buyer authentication. This system not only significantly reduces the risk of unauthorized transactions, but also strengthens user confidence in online shopping, making every transaction more secure and transparent.

What is Mastercard 3D Secure?

Mastercard 3d secure is an online payment authentication system that was designed to improve the security of online transactions and reduce the risk of fraud. This technology provides an additional level of protection when making purchases in virtual stores and other online services where Mastercard cards are used.

Today, such a security system is an integral part of Mastercard payment systems and continues to evolve to ensure maximum security and convenience when making online payments.

How the mastercard 3d secure system works

The system provides an additional level of security for online payments by requiring additional buyer authentication before completing the transaction. The operating process of this system can be described as follows:

  • Initiating payment. The buyer adds goods or services to the cart on the store’s website and proceeds to pay for the order.
  • Authentication request. When you choose to pay using a Mastercard, the store system initiates an authentication request via Secure.
  • Sending a notification. The buyer is notified that authentication is required. This usually occurs in the form of a window or page where he is asked to enter additional information to verify his identity.
  • Data input. The buyer enters data, which may include a password, a one-time code sent to a mobile phone, or biometric authentication (such as a fingerprint).
  • Transaction confirmation. Once the buyer is successfully authenticated, the transaction is completed and the payment is successful. If authentication fails, the transaction may be rejected or require additional verification.

Mastercard helps prevent unauthorized transactions because it requires additional customer authentication, making it more difficult for criminals to use stolen card information.

When customers see that their bank uses 3D Secure to protect their transactions, it increases their confidence in the security of online purchases and helps increase conversion and repeat purchases.

Advantages of the prepaid Mastercard WestSteіn card with 3D Secure technology

Secure online payments 3D Secure with a prepaid card. Using this technology provides an additional layer of security when making online payments. This helps prevent unauthorized transactions and protects the buyer’s personal financial information. The Mastercard WestStein prepaid card, which combines 3D Secure technology, provides the user with protection against fraud and increases the level of confidence in online payments.

Ease of use and management of the WestStein online account. The WestStein Prepaid Card provides the user with flexibility and convenience when making online purchases. It allows you to make payments anywhere in the world where Mastercard is accepted, without the need to have a bank account. The WestStein online account is easily managed via a web portal or mobile application. Users can view their transaction history, check balances, make fund transfers and set up payment notifications, making financial management as simple and convenient as possible.

The WestStein virtual prepaid card is an attractive choice for those who value security and convenience when shopping online. The combination of reliable security and ease of use makes this card the ideal tool for the modern consumer.

Why should you order a Mastercard prepaid card?

You can apply for a free prepaid card from WestStein today to enjoy reliable and secure online payments. Start using advanced technology to protect your financial data and ensure a secure online shopping experience. Make your online shopping experience not only convenient, but also secure with a prepaid Mastercard from WestStein.