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WestStein Children’s Debit Card

Have you ever thought about the fact that the basics of financial literacy should be taught from childhood, because everyone at a young age receives pocket money from their parents. What is money, how to manage it correctly, how to save and spend rationally? It is better to get answers to all these questions as a child than to solve appeared financial problems in adulthood. It is for these purposes that a children’s debit card from WestStein is needed. Below in the article, experts of the service explained how to order a children’s debit card online and how to teach a younger family member to use it.

Note that a children’s bank card from our service is an additional payment instrument that is linked to a parent account. Our family cards are popular with consumers, as they are easy to manage using a clear Internet banking, as well as perform various cashless transactions. In turn, a free online account, as well as a WestStein prepaid card, are available immediately after registration, which does not take much time from the user.

Bank card for children: what do I need to know?

Before applying for a children’s bank card, you should understand its functionality. Often, such a payment instrument allows you to make purchases in the network and real stores, as well as make money transfers and cash out. Parents, depending on individual reasons, can set a spending limit on the card. Most often this is done so that the child does not spend all the money at once.

In addition, a bank card for a child makes it possible to monitor the financial decisions of the baby, since all transactions are displayed in the personal account. In the event of force majeure, parents can also quickly respond and block the account, for example, if the child lost the card or it fell into the hands of third parties.

A payment card for teenagers guarantees the safety of its holder, since electronic money cannot be lost. In addition, the lack of cash will protect the baby from the attacks of hooligans.

How to order a WestStein children’s debit card?

The WestStein debit card is available to the user after registration. To do this, on the website, find the form for entering personal data and fill it out. You will need: first name, last name, email and actual addresses, mobile phone number. After submitting the form, it will be reviewed not only by the system, but also by our competent staff. They may contact you for further details. After registration, go through verification and get access to your personal account. Delivery of a plastic carrier will not take much time – no more than ten working days from the date of registration.

A children’s bank card can be issued in addition to an adult one or be the main one. Its advantage is also in anonymity, the user will not leave personal data when making purchases, since the card is not linked to a personal bank account.

How to use this financial instrument?

In order to use our product smoothly, it is recommended that you add it to an appropriate application, such as Google Pay. An electronic wallet can contain more than one card, they can be switched when making purchases. Using this payment method, the consumer does not waste time entering card payment data, making a transaction in one click. At the same time, purchases are made with one touch – quickly and safely. You can pay for purchases through this application from any gadget on the Android operating system.

If we are talking about using a plastic card, then everything is much simpler – use it like any credit card. At the same time, it is not recommended to distribute personal data or store a written PIN code nearby.

What does a debit card teach a child?

The younger members of the family want to be like adults in everything. So, they see that dads and moms regularly pay with cards in stores and other services. Therefore, it is important to explain what bank cards are and where the money comes from.

It is best to present information in the form of a game, and not to conduct boring lectures with incomprehensible terminology. Show what banknotes and coins are, explain the difference between denominations and why 10 is less than 100. It is important to talk about personal security and the difficulties that a market participant may face. Let the baby understand that in case of force majeure, they can count on your understanding and help. Consider the possibility of a child’s mistake, so do not transfer all the funds to the child’s card at once, set a spending limit and give advice on using a credit card.